Dr. Michael

While I have heard discussion about medical savings accounts (MSAs) in chiropractic circles for several years now, I have heard very little from those outside the chiropractic profession.

I suggest you read the article on MSNBC to learn more about MSAs. What I would like to discuss are some interesting points that tell us something about the thinking some of our so-called leaders have about health.

MSAs are basically a government program which allow people to set aside money, tax free, to pay health care expenses.

The article states that MSAs "let people set aside money, tax free, to pay medical bills and the relatively low premiums for health insurance policies with high deductibles which they must have to protect themselves in case of expensive illnesses."

An interesting statement made in the article was, "For people who don’t go to the doctor often, having MSAs can be cheaper than being in a health plan."

Here are some types of individuals that I would think may benefit from the use of an MSA:

Self employed business persons with healthy children.
Healthy individuals with climbing health insurance premiums.
Individuals wanting more freedom to choose their own doctors.
Individuals that seldom use medical services.
Individuals interested in low-cost health coverage.

Does that sound like some chiropractic patients you may know? How about some chiropractors that you know?

The statement that, "Many Democrats and consumer groups say MSAs mostly benefit the healthy and wealthy" in the article, says something to me about the thinking of what 'health care' is.

Should one not receive benefits for being healthy? I would think that a healthy individual would be more capable of serving society and would be less likely a financial burden to industry, government, and society.

Read the article:

MSNBC: Medical savings accounts: a boon just for the healthy and wealthy?

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